credit card

BCA Secured Credit Card, Your Credit Card Solution

This article is targeted for readers from Indonesia. People who have a credit card is very rare in Indonesia, most of them only use the ATM card and can not do transaction globally. Payments are often used today in any website is PayPal, it forces us to have a credit card.

We already know to have a credit card in here is very difficult and a lot of criteria that we should meet. Such as minimum income and proof of salary. What if you are a freelancer or student? required a credit card for business? to received payment? or buy something on Internet? The solution is a secured credit card.

Secured credit card is credit cards using a guarantee of funds in your bank accounts. It’s working like real credit card but for the payment bank taken it from your account and lock the fund you guarantee. Limit given for this credit card is based on the amount of the guaranteed funds you have. The amount of the pledged collateral or at least 3 million IDR. Example if you guarantee 10 million IDR your card limit is 10 million IDR. More funds you guarantee more high limit you will have on your secured credit card.

Because this is real credit cards you have to pay the fees each month. You can get fees information when you apply this secured credit card. Make sure you are familiar with credit card before you are going to use it.

Read More »BCA Secured Credit Card, Your Credit Card Solution

How To: Verified Your Alertpay Account Using VCC

AlertPay is second popular payment processors after PaypPal. I seen many merchant already used Alertpay as PayPal alternative more than LibertyReserve or other payment processor. I also planning to used them  as my second payment processor after their release AlertPay prepaid card. Since 29 November 2010 AlertPay change their verification method to be more harder to follow. In the past we can get verified very easy just using our cellphone number. This method actually not secured but most people love it since it’s really easy to follow. Actually If you have bank account and AlertPay Allowed you to do bank… Read More »How To: Verified Your Alertpay Account Using VCC